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Magic Needed

See how Money It Is can help you

Magic Needed

Can’t get finance?

We have a lot of success helping clients obtain loans that they never thought was possible.

We have solutions for people who are PAYG or Self-employed with clear credit who need a bit more flexibility around their income and with their home loan product. We also have home loans that might be right for you if you’ve been struggling to obtain finance because of previous credit issues, bankruptcy or current defaults. 

Connect with me to tell me your story and I will see what magic we can do for you.

Options for employment flexibility

We have solutions for people who are PAYG or self-employed with clear credit who need a bit more flexibility in their home loan product. If this sounds like you, there are more options for refinancing and simpler ways to prove your income, and we can overlook small financial hiccups like a late phone bill.

If you have your financials prepared we can help if you have:

  • ABN registration from 12 months and 1 day GST registration.
  • Judgements & defaults less than $1000 or greater than 24 months old ignored.
  • Unlimited debt consolidation, including ATO debt and loans from private lenders.

If you need something with more flexibility, we can help if you have:

  • ABN registration from 12 months and 1 day GST registration.
  • Prove self-employed income using last 6 months’ business bank statements or BAS.
  • Unlimited debt consolidation, including ATO debt and loans from private lenders.

Flexibility if you have had financial difficulties in the past

If you have some credit impairments on your record, we may be able to help you get back on your feet financially with more extensive refinancing options and simplified documentation requirements

If you have your financials prepared we can help if you have:

  • Judgements & defaults less than $1000 or greater than 12 months old ignored.
  • Unlimited debt consolidation, including ATO debt and loans from private lenders.
  • Discharged bankruptcies over 2 years old can be ignored.

If you need something with more flexibility, we can help if you have:

  • Prove self-employed income using last 6 months’ business bank statements or BAS .
  • Unlimited debt consolidation, including ATO debt and loans from private lenders .
  • Discharged bankruptcies over 2 years old can be ignored .

Loans for borrowers who are recovering from financial difficulties

You need specialist assistance if you’ve been struggling to obtain finance because of previous credit issues, bankruptcy or defaults.

If you have your financials prepared we can help if you have:

  • Up to 2 defaults over $1000 within 12 months accepted. Defaults greater than 12 months or less than $1000 ignored.
  • Part IX and X debt agreements can be cleared (with good repayment history).
  • Discharged bankruptcies over 2 years old can be ignored.

If you need something with more flexibility, we can help if you have:

  • Up to 2 defaults over $1000 within 12 months accepted. Defaults greater than 12 months or less than $1000 ignored.
  • Part IX and X debt agreements can be cleared (with good repayment history).
  • Prove self-employed income using last 6 months’ business bank statements or BAS.
To get these loans over the line you need a broker with experience and knowledge. And a broker that won’t give up on you. Tell me your story and I will tell you if I can help.
Book with Paul now
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Money It Is   |   ABN 11 095 437 282   |   Australian Credit License 525365 | Expert Mortgage Brokers

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Your full financial goals & situation along with servicing requirements, would need to be reviewed prior to offer or acceptance of any financial product.